The collection attributes of high-end torso sex dolls have given rise to new financial arrangements. Through Klarna's 99-year installment plan for Klarna sex dolls, silicone artworks can be passed down from generation to generation as assets. A Japanese collector included the installment contract worth $80,000 in his will, and his son only needs to pay $32 per month to continue the ownership. This cross-life cycle payment design is redefining the asset attributes of sex toys.